Broker Check

Wealth & Retirement Planning

Wealth and retirement planning is what we do every day. People are living longer now, so it’s important to prepare for a longer retirement – possibly 30 years or more. Building a plan is more than simply deciding when you can stop working. True planning requires a more in-depth process. We begin by gaining an understanding of your values. Then we consider your lifestyle, your resources and a host of other factors that are crucial to achieving financial independence.

Do you want to travel, pursue an active lifestyle, enjoy a quiet life at home or move to a Life Plan Community? Maybe you’ll take up a second career or start a new business after an early retirement. We will take you through a step-by-step process, and will work towards maximizing your assets, such as calculating different scenarios for your Social Security.

Everyone has a different view of their financial future. Some simply want to feel more confident that they won’t outlive their money. Others want to pursue true dream goals – without sacrificing long-term security or legacy strategies. At Twin River Wealth Management, we adhere to an in-depth process to understand your goals and the multifaceted pieces of your financial life. Then we incorporate that knowledge into a customized investment plan.

Phase 1
Discovery & Consultation

The more we know, the more we can help. From legal documents to asset statements – including assets outside of our supervision – we will present a complete picture of your financial condition.

  • Prepare balance sheet of assets and liabilities
  • Review current and expected income expenses
  • Gather and analyze insurance information

Phase 2
Assessment & Development

Information leads to insight – and to action. With a well-defined summary of your financial position – and an understanding of your goals and objectives – we can chart a course for an informed investment strategy.

  • Address immediate and long-term financial requirements
  • Integrate existing compensation and retirement plan with investments
  • Account for tax implications of strategic planning

Phase 3
Asset Allocation

By understanding your unique situation, we can create a portfolio that balances your long-term goals with your day-to-day needs. It’s a common sense approach to investing.

  • Create a personalized portfolio to reflect your stated objectives in our recommended plan
  • Select individual investments based on specific goals
  • Mitigate risk through careful research, planning and allocation

5 Ways to Stay Confident in Retirement

This guide takes a critical look at the finances of retirement. It talks about health care costs, income stability, and the burden of debt and is designed to help your clients know the recipe for success in retirement.